“Foundation that has helped me a lot”: Judith Schmied, Owner, Finanzteam-schmied 4.6 (166) The seminar was the foundation that helped me a lot. It’s all change, so you have to keep at it. Judith Schmied, owner, Finanzteam-schmied www.zahnzusatzversicherungen-direkt.de Originally posted 2010-03-24 11:45:00.